Neil Sinhababu and Nicholas Beaudrot's political blog
Friday, September 25, 2009
Debbie Stabenow Makes The Best "Your Mom" Comment In Human History
Jon Kyl (R-AZ): "I don't need maternity care...So requiring that on my insurance policy is something that I don't need and will make the policy more expensive." Debbie Stabenow (D-MI): "I think your mom probably did."
This is why we need more women in the Senate. (And fewer idiots.) Jon Kyl can't be trusted to look out for his female constituents. This remark should be tied around his neck in 2012.
This remark should be tied around his neck in 2012.
As if the majority of his constituents care. Arizona is sufficiently backward and conservative enough to applaud his idiocy (disclaimer: I live there (for now)).
But women live in the state, right?
Does anyone else get the impression that the Senate Dems are getting impatient, and maybe a little pissed off, with the nature of Senate procedures?
I would like to know in what scope he was making that statement.
If he meant that he as a man doesn't need maternity care and his policy shouldn't have it included in the cost, that's fine. Why should a male have to pay for something he will never need to use?
But if he meant that there shouldn't be any maternity care at all? Then he's just an idiot.
krandor, you can't operate a proper insurance market where people only pay for the things that they're going to use. There's a bunch of genetic conditions that I'm not going to have -- cystic fibrosis, sickle cell, Tay-Sachs. If you let me and everyone like me get away from paying for these, the people who have them will become uninsurable, since without us there's no way to cover the cost.
If you try to design insurance where people only pay for things that they're going to use, you end up eliminating insurance entirely.
That's not the intent of insurance. Insurance is not social welfare. It's goal is to redistribute risk, not to redistribute costs. If i'm at a 10% risk for an operation that will cost 1000 bucks, i expect to pay 100 bucks for my insurance (+ some percentage for the privilege of risk distribution.) You may have noticed that most policies (auto or medical) lets you choose level of coverage (even if 1 company has limited choices, if you shop around you'll find many choices with many coverage options). That means if you don't want something covered you shouldn't need to pay for it. I'm a guy, it's pretty natural that I don't want maternity care covered for me (although if I got married I might want maternity coverage for my family), and there should be plans with or without maternity coverage for me to choose from.
If you let me and everyone like me get away from paying for these, the people who have them will become uninsurable, since without us there's no way to cover the cost.
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